Multiple Choice
Identify
the letter of the choice that best completes the statement or answers
the question.
|
|
1.
|
Because of the effect of escaping CFCs on the earth's atmosphere,
air conditioner repair shops are required to
|
a.
|
release CFCs from the air conditioner.
|
|
b.
|
use non-CFC refrigerants for repairs.
|
|
c.
|
cease
repairing air conditioners.
|
|
d.
|
purchase a CFC refrigerant recovery
system.
|
|
|
|
|
2.
|
You
are most likely to get a reduced insurance premium if you
|
a.
|
are
under 25 years old.
|
|
b.
|
are a driver with a good driving record.
|
|
c.
|
are in the assigned-risk plan.
|
|
d.
|
drive
under 12,000 miles yearly.
|
|
|
|
|
3.
|
The
person who will give the most reliable information about the condition
of a used vehicle is
|
a.
|
your
insurance agent.
|
|
b.
|
the previous owner.
|
|
c.
|
the
department of motor vehicle licensing.
|
|
d.
|
the used-car dealer.
|
|
|
|
|
4.
|
The
average price paid to dealers for a given type and model of a vehicle
is published in the
|
a.
|
code
of business prices.
|
|
b.
|
National Auto Dealer's Association Guide
(blue book).
|
|
c.
|
annual car book.
|
|
d.
|
catalog
of replacement values.
|
|
|
|
|
5.
|
Insurance premiums may be lowered if you have
|
a.
|
airbags
and antitheft devices.
|
|
b.
|
four new tires.
|
|
c.
|
a
rear window defogger.
|
|
d.
|
a rear center brake light.
|
|
|
|
|
6.
|
A
deductible clause in an insurance policy is
|
a.
|
equal to the vehicle's present value.
|
|
b.
|
coverage
for medical costs if you are at fault in a collision.
|
|
c.
|
a
protection to the policyholder.
|
|
d.
|
the amount the policyholder pays for
damages.
|
|
|
|
|
7.
|
When
buying a used vehicle, to make sure that the seller will pay for any
necessary repairs, you
|
a.
|
can
tell the police to keep an eye out.
|
|
b.
|
can leave the vehicle until it is
repaired.
|
|
c.
|
can have the repairs written into the
sales agreement.
|
|
d.
|
tell the previous owner you will sue him
if the repairs are not made.
|
|
|
|
|
8.
|
Do
not consider buying a used vehicle that
|
a.
|
has corroded battery cables.
|
|
b.
|
has
chipped paint.
|
|
c.
|
needs a new air filter.
|
|
d.
|
does
not shift smoothly.
|
|
|
|
|
9.
|
A
driver with several traffic convictions or collisions might have to
buy insurance under a(n)
|
a.
|
no-fault
insurance plan.
|
|
b.
|
reduced insurance plan.
|
|
c.
|
high
claim insurance plan.
|
|
d.
|
assigned-risk insurance plan.
|
|
|
|
|
10.
|
Which
component of exhaust gases is responsible for warming the earth?
|
a.
|
lead
|
|
b.
|
CFCs
|
|
c.
|
carbon dioxide
|
|
d.
|
carbon
monoxide
|
|
|
|
|
11.
|
Paying for oil, gas, maintenance, and repairs are all examples of
|
a.
|
operating
costs for a vehicle.
|
|
b.
|
loan payments for buying a vehicle.
|
|
c.
|
vehicle
costs that depreciate.
|
|
d.
|
the purchase price of a vehicle.
|
|
|
|
|
12.
|
An
automatic transmission
|
a.
|
costs less than a manual transmission to
repair.
|
|
b.
|
usually requires more repairs than a
manual transmission.
|
|
c.
|
is nearly as efficient as a manual
transmission.
|
|
d.
|
greatly reduces fuel mileage.
|
|
|
|
|
13.
|
Lease
payments are based on the difference of the value of the vehicle at
the start of the lease and the value
|
a.
|
at
the end of the lease, plus interest.
|
|
b.
|
at one year from the start date of lease.
|
|
c.
|
at each month, plus interest.
|
|
d.
|
of
the blue book in two years.
|
|
|
|
|
14.
|
A
state law that requires you to prove you can pay for damages you cause
in a collision is a
|
a.
|
driver
negligence law.
|
|
b.
|
financial responsibility law.
|
|
c.
|
liability
protection law.
|
|
d.
|
financial protection law.
|
|
|
|
|
15.
|
You
can reduce the overall purchase price of a vehicle if you
|
a.
|
look
for a vehicle with few miles on it.
|
|
b.
|
save to buy without a loan.
|
|
c.
|
make
sure you buy a vehicle that has many options on it.
|
|
d.
|
look for the top model on a vehicle line.
|
|
|
|
|
16.
|
The
steady drop in the value of a vehicle is called
|
a.
|
dedication.
|
|
b.
|
discount
value.
|
|
c.
|
depreciation.
|
|
d.
|
appreciation.
|
|
|
|
|
17.
|
A
driver with recent traffic convictions pays more for insurance because
|
a.
|
the
driver usually is younger than 25.
|
|
b.
|
the driver tends to have more collisions.
|
|
c.
|
the driver has higher annual mileage.
|
|
d.
|
there
is no relationship between convictions and collisions.
|
|
|
|
|
18.
|
Insurance that pays for damage to your vehicle that is caused by
something other than a collision is called
|
a.
|
comprehensive insurance.
|
|
b.
|
uninsured
motorist insurance.
|
|
c.
|
collision insurance.
|
|
d.
|
liability
insurance.
|
|
|
|
|
19.
|
When
buying a used vehicle, you should check that the engine
|
a.
|
starts
easily.
|
|
b.
|
has warning lights that stay on for a
while.
|
|
c.
|
has minor oil or water leaks when running.
|
|
d.
|
has just a few oil or water leaks when not
running.
|
|
|
|
|
20.
|
Before you seriously consider buying a used vehicle, you should
|
a.
|
talk
to your auto shop teacher about the kind of vehicle you are
considering.
|
|
b.
|
test
drive new vehicles of the same make and model.
|
|
c.
|
notice how many cars of that kind are on
the road.
|
|
d.
|
have the vehicle inspected by a trained
technician.
|
|
|
|
|
21.
|
Which
insurance protects you if you are injured by a hit- and-run driver or
a driver who has no way to pay costs?
|
a.
|
liability
insurance.
|
|
b.
|
comprehensive insurance.
|
|
c.
|
uninsured
motorist insurance.
|
|
d.
|
fault insurance.
|
|
|
|
|
22.
|
An
insurance policy is the
|
a.
|
amount of bond posted to prove that you
are financially secure.
|
|
b.
|
amount paid for insurance coverage.
|
|
c.
|
claim
made after a collision.
|
|
d.
|
contract between a vehicle owner and an
insurance company.
|
|
|
|
|
23.
|
Before buying a used vehicle, always
|
a.
|
demand
to see maintenance records for the vehicle.
|
|
b.
|
check the engine for cleanliness.
|
|
c.
|
determine
whether the tires have recently been replaced.
|
|
d.
|
test
drive the vehicle.
|
|
|
|
|
24.
|
The
actual annual cost of operating a vehicle depends most on the
|
a.
|
number
of passengers the vehicle can carry.
|
|
b.
|
weight and size of the vehicle.
|
|
c.
|
number
of miles driven, where you drive, and fuel mileage.
|
|
d.
|
condition of the engine.
|
|
|
|
|
25.
|
During a storm, a tree falls on your vehicle. What type of
insurance would cover the damage to your vehicle?
|
a.
|
liability insurance
|
|
b.
|
uninsured
motorist insurance
|
|
c.
|
no-fault insurance
|
|
d.
|
comprehensive
insurance
|
|
|
|
|
26.
|
Your
camera is stolen from your vehicle. Which insurance coverage should
pay that claim?
|
a.
|
property-damage
liability
|
|
b.
|
comprehensive
|
|
c.
|
none
of these
|
|
d.
|
no-fault
|
|
|
|
|
27.
|
The
largest expense of owning and operating a vehicle is
|
a.
|
the
cost of interest on a loan.
|
|
b.
|
the cost of vehicle accessories you add
on.
|
|
c.
|
the
cost of minor repairs.
|
|
d.
|
the purchase price.
|
|
|
|
|
28.
|
One
way of reducing exhaust emissions and cost per passenger miles is
|
a.
|
car
pooling.
|
|
b.
|
faster driving.
|
|
c.
|
daytime
driving.
|
|
d.
|
avoid highways and only drive on streets.
|
|
|
|
|
29.
|
The
type of insurance that protects the driver who is at fault against
claims to pay the costs related to injuries of other people is
|
a.
|
no-fault insurance.
|
|
b.
|
liability
insurance.
|
|
c.
|
comprehensive insurance.
|
|
d.
|
medical
payment insurance.
|
|
|
|
|
30.
|
If
the used vehicle passes your tests, you should
|
a.
|
buy only if a warranty is offered.
|
|
b.
|
have
a mechanic make a final check.
|
|
c.
|
have a friend test drive the vehicle.
|
|
d.
|
immediately
buy the vehicle.
|
|
|
|
|
31.
|
A
solar-powered vehicle runs on
|
a.
|
leaded gas.
|
|
b.
|
sunlight.
|
|
c.
|
moonlight.
|
|
d.
|
electricity
stored in batteries.
|
|
|
|
|
32.
|
A
smaller vehicle gets better
|
a.
|
warranty.
|
|
b.
|
blue-book
price.
|
|
c.
|
liability insurance.
|
|
d.
|
fuel
mileage.
|
|
|
|
|
33.
|
The
environment has been helped in recent years by engines that
|
a.
|
are
less fuel efficient.
|
|
b.
|
require constant maintenance.
|
|
c.
|
produce
increased amounts of harmful exhaust gases.
|
|
d.
|
produce
smaller amounts of harmful exhaust gases.
|
|
|
|
|
34.
|
If
the owner of a used vehicle refuses to let you test drive the vehicle,
you should
|
a.
|
offer
a deposit to test drive the vehicle.
|
|
b.
|
look for another vehicle.
|
|
c.
|
get
angry and make a scene.
|
|
d.
|
buy it regardless.
|
|
|
|
|
35.
|
In
general, a small engine in a small vehicle
|
a.
|
is a poor choice.
|
|
b.
|
gives
lower fuel mileage.
|
|
c.
|
is economical.
|
|
d.
|
costs
more than a larger engine.
|
|
|
|
|
36.
|
A
major disadvantage of buying a used vehicle from a private owner is
that
|
a.
|
the
vehicle will usually need repairs.
|
|
b.
|
there will seldom be a warranty.
|
|
c.
|
the
owner seldom will bargain.
|
|
d.
|
the price will usually be higher.
|
|
|
|
|
37.
|
The
main purpose of automobile insurance is to
|
a.
|
prevent collisions.
|
|
b.
|
permit
greater risk-taking.
|
|
c.
|
protect against major financial loss.
|
|
d.
|
determine
fault in a collision.
|
|
|
|
|
38.
|
Which
of the following is a low-cost repair item?
|
a.
|
repair of the exhaust system
|
|
b.
|
repair
of the brake system
|
|
c.
|
replacement of the air filter
|
|
d.
|
replacement
of the clutch
|
|
|
|
|
39.
|
An
alternative to buying a vehicle that is similar to owning is
|
a.
|
borrowing
a vehicle.
|
|
b.
|
leasing a vehicle.
|
|
c.
|
loaning
a vehicle.
|
|
d.
|
renting a vehicle.
|
|
|
|
|
40.
|
One
of the several gases found in vehicle exhaust is
|
a.
|
CO2.
|
|
b.
|
He.
|
|
c.
|
K.
|
|
d.
|
CFC.
|
|
|
|
|
41.
|
Assigned-risk drivers must drive
|
a.
|
for several years, violation free.
|
|
b.
|
violation
free for one year.
|
|
c.
|
violation free until they are 40 years
old.
|
|
d.
|
only
during daylight hours for three years.
|
|
|
|
|
42.
|
Manual transmission repairs are needed
|
a.
|
less
than for an automatic transmission.
|
|
b.
|
more often than for an automatic
transmission.
|
|
c.
|
about the same as for an automatic
transmission.
|
|
d.
|
once a year.
|
|
|
|
|
43.
|
With
the engine running, a vehicle's steering system should
|
a.
|
be
firm.
|
|
b.
|
have no more than two inches of play.
|
|
c.
|
have
at least one inch of play.
|
|
d.
|
have a generous amount of play.
|
|
|
|
|
44.
|
What
does a vehicle's odometer show?
|
a.
|
the top speed of the vehicle
|
|
b.
|
the
number of miles the vehicle has been driven
|
|
c.
|
the original cost of the vehicle
|
|
d.
|
the
average cost per passenger mile
|
|
|
|
|
45.
|
Moving large numbers of people from place to place is called
|
a.
|
personal
transportation.
|
|
b.
|
on-demand transportation.
|
|
c.
|
transportation
recycling.
|
|
d.
|
mass transportation.
|
|
|
|
|
46.
|
CFCs
are gases commonly used
|
a.
|
to improve fuel economy.
|
|
b.
|
in
air conditioners.
|
|
c.
|
to clean clothing.
|
|
d.
|
as
a gasoline additive.
|
|
|
|
|
47.
|
A
car dealer might post a written guarantee in the window of each used
car. This statement is
|
a.
|
a
promissory note.
|
|
b.
|
a warranty.
|
|
c.
|
an
offer of buy back.
|
|
d.
|
a lemon declaration.
|
|
|
|
|
48.
|
A
large vehicle tends to
|
a.
|
cost more for maintenance.
|
|
b.
|
cost
less to purchase.
|
|
c.
|
deliver lower fuel mileage.
|
|
d.
|
have
smaller trunk space.
|
|
|
|
|
49.
|
Depreciation is the
|
a.
|
increase in the value of the vehicle.
|
|
b.
|
cost
of insurance premiums.
|
|
c.
|
decrease in the value of a vehicle.
|
|
d.
|
cost
of gas, oil, and maintenance.
|
|
|
|
|
50.
|
A
larger vehicle
|
a.
|
has
a greater capacity for passengers and parcels than a smaller
vehicle.
|
|
b.
|
gets
better gas mileage.
|
|
c.
|
is easier to maneuver.
|
|
d.
|
is
not as comfortable but is less costly.
|
|
|
|